Six products designed for the moments life actually asks for cash — with competitive rates and flexible terms.
Repayments deducted directly from your salary.
Short-term loans to cover you until payday.
Financing for household appliances and electronics.
Financing to help purchase a motorcycle.
For pensioners — based on your pension take-home.
For seafarers — based on your allotment take-home.
Review the requirements for your selected loan before applying.
For purchasing an appliance or motorcycle. Equity is required for each item purchased.
3% interest per month, with no advance interest deduction. New borrowers need:
For property owners leveraging land assets for capital.
For SSS and GSIS pensioners.
For seafarers.
For registered businesses.
For corporations.
| Feature | Salary | Cash Advance | Appliance | Motorcycle | Pension | Seafarers |
|---|---|---|---|---|---|---|
| Amount | Based on net pay | PHP 500–5K | Based on capacity | Based on capacity | Based on pension | Based on allotment |
| Rate | 3%/mo | 5%/mo | 3%/mo | 2%/mo | 3%/mo | 3%/mo |
| Processing | 24–48h | Same day | Same day–2 days | Branch assessment | 24–48h | 24–48h |
| Equity | — | — | 15% new · 10% existing | 10% new · 5% existing | — | — |
| Deductible fees | Processing + insurance | None | Processing | Processing + notarial | Processing + insurance | Processing + insurance |
| Early repayment fee | None | None | None | None | None | None |
See how loan amount, term and rate affect your payment per due date before you apply.
Estimate only. Final approval, loan amount, fees, and terms are confirmed by your branch.
Pick the product that fits your need.
Fill out our simple online form.
Upload the required documents.
Sign, and receive funds quickly.
Get the financial support you need — quick and hassle-free.