Lending with ease · since 2012

Fast and hassle-free loans at Samofund.

Financially empower everyone. Quick approval, minimal requirements, and loan officers who actually pick up the phone — across 7 branches in Bohol.

Released recently
Why Samofund

Financial solutions built around you

We keep the process simple so you can focus on what the loan is actually for.

Fast approval

Time matters — most applications are approved within 24–48 hours.

Low interest rates

Competitive monthly rates that stay lower than most lending companies.

No collateral needed

Most loan products don't require collateral to get you funded.

Minimal requirements

We only ask for what we need — nothing more, nothing wasted.

Loan products

Find the right loan for you

Loan products designed for the moments life actually asks for cash.

Salary Loan

For employed individuals — repayments deducted straight from salary.

AmountBased on net pay
Rate3%/mo
Learn more

Cash Advance

Short-term loans to cover you until your next payday.

AmountPHP 500–5K
Rate5%/mo
Learn more

Appliance Loan

Financing for household appliances and electronics.

AmountBased on capacity
Rate3%/mo
Learn more

Motorcycle Loan

Financing to help you purchase a motorcycle.

AmountBased on capacity
Rate2%/mo
Learn more

Pension Loan

For pensioners — loan amount based on your pension take-home.

AmountBased on pension
Rate3%/mo
Learn more

Seafarers Loan

For seafarers — loan amount based on your allotment take-home.

AmountBased on allotment
Rate3%/mo
Learn more
View all loan products
Loan calculator

See your numbers before you apply

Drag the sliders to estimate your payment per due date — most loans are paid twice a month. Actual terms are confirmed once your loan officer reviews your application.

No commitment

Explore options — this doesn't submit an application.

PHP 50,000
12 mo
3.0%/mo
PHP 1,350
Est. payment · twice monthly
PHP 2,833

Estimate only. Final approval, loan amount, fees, and terms are confirmed by your branch.

Exterior of the Samofund Panglao branch in BoholSamofund Panglao Branch
Branches

A branch near you

7 branches across 5 towns and cities in Bohol. Every one handles applications, releases and repayments end to end — with a map, a phone number and a Messenger link on our branches page.

7
Branches
5
Towns & cities
Samofund app

Your loan, in your pocket.

Open the free Samofund app and track your balance, repayments and due dates any time — no branch visit, no waiting.

  • Check your outstanding balance and next due date at a glance
  • See every repayment posted against your loan, in real time
  • Get due-date reminders as push notifications
  • Message your branch without queueing at the counter

Free · Works on Android, iPhone & desktop

Testimonials

What our clients say

Samofund helped me expand my small business with a hassle-free business loan. The application was quick, and the funds were in days.

Business loan client
Tagbilaran

I needed funds for my daughter's tuition, and the low interest rate and flexible terms made it affordable for our family.

Salary loan client
Panglao

With irregular income I worried about qualifying. Samofund understood my situation and worked with me.

Cash advance client
Tubigon

Ready to get started?

Get the financial support you need — quick, hassle-free, close to home.